Senator Mulroe on the Senate floorState Senator John G. Mulroe, a Chicago Democrat, co-sponsored legislation to ensure that Illinoisans cannot be denied health insurance coverage because of a pre-existing condition. State law does not currently protect patients from being excluded from insurance coverage based on pre-existing conditions.

“Under current federal law, individuals cannot be denied health insurance coverage based on a pre-existing condition,” Mulroe said. “In light of the federal uncertainty, I believe it is important to ensure that Illinois maintains a policy of covering individuals regardless of pre-existing conditions.”

Nearly half of non-elderly Americans have a pre-existing condition, which includes diseases such as diabetes, cancer, epilepsy and mental health disorders.

Under the proposed federal Republican health care plan, states could vary premiums based on health status in certain scenarios and would not be required to provide insurance coverage for high-risk patients. The Congressional Budget Office has estimated that this could lead to skyrocketing premiums for individuals with pre-existing conditions.

“Given that the Republicans at the federal level have expanded the list of pre-existing conditions that may not be covered under their proposal, it is important to pass this legislation now to protect Illinoisans with pre-existing conditions,” Mulroe said.

House Bill 2959 garnered bipartisan support. It passed both chambers and will be sent to the governor for approval.

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